Payments and cash

Be prepared! For a longer disruption you should have a week's cash reserve ready at home. The needs of every family are different but generally you should have enough cash ready to be able to pay for a week's emergency expenses.

How to be prepared for disruptions in payments or cash circulation?

Viipemakse terminal ja inimese käsi telefoniga makseks viipamas.
  • Keep some cash in your wallet. If card payments don't work, you can make the necessary purchases in cash.
  • For a longer disruption, keep a week's reserve of cash at home. The needs of every family are different but generally you should have enough cash to cover one week's emergency expenses.
  • If you have several different bank cards in your wallet, try them all. It might happen that the disruption only includes one bank or certain types of cards.
  • Don't leave important payments to the last minute. If it is still impossible for you to make the payment in time, let the receiver of the payment know. The banks have backup plans for cases where payment systems between banks are not working. You should still consider that the launching of backup plans takes times and payments do not travel as quickly as they usually do.

What to do if there are problems with withdrawing cash ?

If there is a danger that the disruption will be longer -- review the cash reserves you have and consider what you might need money for. Stick to only urgent expenses. Coins can also be used to make payments. You can find the sum necessary for smaller purchases from the piggy bank. Ask for information from your bank and follow the news. If cash circulation is interrupted, there are backup plans which will be communicated in the media.

Sularaha rahakotis

Last updated: 03.03.2022

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